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Minor collision in Poland without police – what to do and how to write the at-fault statement

When you can settle a minor collision without the police, when you must call them, and what to write in the statement so the insurer pays out.

Marcin Szczepiński · MotoRaport Updated: 2 min read Polish version of this page
emergency number
112
fine if you write a statement
0 zł
of the statement – one each
2 copies

In short

  • Nobody injured, the at-fault driver is sober, admits fault and has OC? No police needed.
  • Take photos before moving the cars – then clear the road, the law requires it.
  • A statement in 2 copies signed by both drivers is enough for a payout from the at-fault driver’s OC.
01

At the scene, step by step

  1. 1

    Stop and secure the scene

    Turn on the hazard lights, put on a hi-vis vest if you get out outside a built-up area, and set up the warning triangle.

  2. 2

    Check that nobody is injured

    If anyone is injured, it’s an accident (wypadek). Call 112 and don’t move the cars.

  3. 3

    Take photos before moving the cars

    Positions of the cars, damage, number plates, road signs and marks on the road. Photograph from several sides.

  4. 4

    Clear the road

    If nobody is injured, the drivers must move the cars away as quickly as possible so they don’t block traffic (Art. 44 of the Road Traffic Act).

  5. 5

    Write the at-fault statement

    Two copies, signed by both drivers. Check the at-fault driver’s documents: ID, driving licence, registration certificate.

  6. 6

    Check the at-fault driver’s OC policy

    On ufg.pl, using the registration number and the date of the incident. You report the claim to the at-fault driver’s insurer.

02

When you must call the police

  • Someone is injured or killed – that’s an accident, not a collision.
  • The at-fault driver fled or refuses to give their details.
  • The at-fault driver has no valid OC.
  • One of the drivers seems drunk or under the influence of drugs.
  • The at-fault driver has no driving licence, registration certificate or ID.
  • You don’t agree who is at fault.
  • Public property is damaged (a sign, barrier, traffic light) – a police report is useful then too.
03

A foreign-registered car is involved

Write down the Green Card or policy number and the name of the foreign insurer. In Poland, such claims are handled by that insurer’s correspondent or by the Polish Motor Insurers’ Bureau (PBUK, tel. +48 22 551 51 00). If you drive a car with foreign plates, always carry a valid Green Card or insurance certificate.

Printable template – in Polish

Documents you submit in Poland (e.g. at the vehicle registration office or to an insurer) should be in Polish – otherwise you need a sworn translation. That’s why the fill-in and print template is on the Polish page.

Open the template (Polish)

Frequently asked questions

Do I have to call the police after a minor collision in Poland?

No, if nobody is injured, the at-fault driver admits fault, is sober and has documents and valid OC. A written statement signed by both drivers is enough.

What must the at-fault driver’s statement include?

Date, time and place, details of both drivers and cars, the at-fault driver’s OC policy number and insurer, a description of what happened, the damage, an admission of fault and both signatures.

Where do I report the damage after a collision?

To the at-fault driver’s OC insurer – by phone, online or at a branch. Attach the statement and photos.

Read next · 2 min read
Police traffic stop in Poland – your rights and duties, documents, fines

How to behave when Polish police stop you, which documents to carry, who can stop you at all, and what happens if you refuse a fine.

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Sources

Official sources are in Polish.

  1. Prawo o ruchu drogowym (ISAP)
  2. Ubezpieczeniowy Fundusz Gwarancyjny – sprawdzenie polisy OC i zgłoszenie szkody
  3. Polskie Biuro Ubezpieczycieli Komunikacyjnych – szkoda z autem z zagranicy
  4. Ustawa o ubezpieczeniach obowiązkowych, UFG i PBUK (ISAP)

How this guide was made

Marcin Szczepiński · MotoRaport

This guide is a translation and adaptation of the Polish version, written by the site’s author from Polish law and official sources. Plain language – for drivers, not lawyers.

This is information, not legal advice. In an unusual case, ask the office, your insurer or a lawyer.